iwoca builds financial products and services to support small and medium-sized enterprises with working capital, cash flow management, and business loans ranging from £1,000 to £1,000,000. Serving business owners and SMEs primarily in the UK and Germany, the company utilizes smart technology, data science, and automated decisioning tools to provide fast financing decisions and operational efficiency.
About iwoca
iwoca builds financial products and services to support small and medium-sized enterprises with working capital, cash flow management, and business loans ranging from £1,000 to £1,000,000. Serving business owners and SMEs primarily in the UK and Germany, the company utilizes smart technology, data science, and automated decisioning tools to provide fast financing decisions and operational efficiency.
In the domains of artificial intelligence and machine learning, iwoca applies models to automate internal processes, make smarter credit risk decisions, and navigate evolving regulatory frameworks such as the EU AI Act through specialized compliance and data privacy teams.
The open roles indicate that iwoca is building cross-functional teams across engineering, data science, product management, and compliance. The available positions feature roles such as backend engineers, data scientists specializing in credit risk and partner flow, product managers, and privacy managers. These positions offer remote flexibility with locations spanning London and Berlin, and include senior and strategic seniority levels.
Open AI jobs at iwoca

Apply for Data Scientist - Partner Flow at iwoca in London. Hybrid role using causal inference and experiments. Salary £70K–£100K.

Apply for Data Scientist - Partner Flow at iwoca in London. Hybrid role using causal inference and experiments. Salary £70K–£100K.

Join iwoca in London or remote as a Backend Engineer. Own German acquisition tech using Python and SQL. £70,000 to £85,000 salary range.

Join iwoca in London or remote as a Backend Engineer. Own German acquisition tech using Python and SQL. £70,000 to £85,000 salary range.

Apply for the Data Privacy Manager - Privacy & AI role at iwoca in Berlin or remote. Manage GDPR, AI governance, and privacy operations.

Apply for the Data Privacy Manager - Privacy & AI role at iwoca in Berlin or remote. Manage GDPR, AI governance, and privacy operations.

Join iwoca in London as a Senior Performance Marketing Manager. Scale paid social campaigns for flexi-loans and credit cards. Apply today!

Join iwoca in London as a Senior Performance Marketing Manager. Scale paid social campaigns for flexi-loans and credit cards. Apply today!

Join iwoca in Berlin as a Senior Collections Agent. Manage complex portfolios, negotiate restructurings, and earn €50,000–€66,000.

Join iwoca in Berlin as a Senior Collections Agent. Manage complex portfolios, negotiate restructurings, and earn €50,000–€66,000.

Join iwoca (iwoca) in London as a Growth Product Manager. Own customer acquisition and marketing tech for German SMEs. Apply today!

Join iwoca (iwoca) in London as a Growth Product Manager. Own customer acquisition and marketing tech for German SMEs. Apply today!

Join iwoca in London as a Back End Engineer for Partner Flow. Design APIs, scale back-end systems, and shape SME financing. Apply now!

Join iwoca in London as a Back End Engineer for Partner Flow. Design APIs, scale back-end systems, and shape SME financing. Apply now!

Join iwoca as a Senior Data Scientist in London or UK remote. Shape credit risk and CLtV models with a £90k-£120k salary and great benefits.

Join iwoca as a Senior Data Scientist in London or UK remote. Shape credit risk and CLtV models with a £90k-£120k salary and great benefits.

Join iwoca in London or UK remote as a Data Scientist in Credit Risk Modelling. Competitive salary £60,000–£90,000, flexible working, and great benefits.

Join iwoca in London or UK remote as a Data Scientist in Credit Risk Modelling. Competitive salary £60,000–£90,000, flexible working, and great benefits.

Join iwoca in London as a Senior Back End Engineer. Build operational platforms using Python, AI, and distributed systems. Salary £80k-£110k.

Join iwoca in London as a Senior Back End Engineer. Build operational platforms using Python, AI, and distributed systems. Salary £80k-£110k.

Apply for the Data Scientist - iwocaPay Risk Squad role at iwoca in London. Build credit models for £60,000–£80,000 salary with flexible benefits.

Apply for the Data Scientist - iwocaPay Risk Squad role at iwoca in London. Build credit models for £60,000–£80,000 salary with flexible benefits.

Lead acquisition and activation for iwoca in Berlin. Drive growth strategy, coach a team, and shape onboarding journeys. Apply on the careers page.

Lead acquisition and activation for iwoca in Berlin. Drive growth strategy, coach a team, and shape onboarding journeys. Apply on the careers page.

Lead acquisition strategy for the German market at iwoca in London. Drive tech-enabled growth, coach a talented team, and shape small business lending.

Lead acquisition strategy for the German market at iwoca in London. Drive tech-enabled growth, coach a talented team, and shape small business lending.