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Senior Back End Engineer - Customer Operations Platform

iwocaLondonSoftware Engineering and Tech
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Salary
£80K - £110K GBP
Job type
Full-time
Posted
14 Aug 2026
Status
Open · checked 7d ago

About this role

The Senior Back End Engineer role at iwoca in London is a hybrid position focused on building and improving the systems and operational tools that power customer service and risk management. This opportunity suits an experienced software professional who enjoys end-to-end project ownership, distributed systems, and leveraging modern AI workflows.

Role Overview

As a senior engineer, the candidate takes whole projects from conception to production, figuring out requirements, designing architecture, building solutions, and maintaining them. The position involves working closely with internal operations teams based in the same building, gathering direct user feedback, and designing tailored workflows. Current strategic projects include building AI-powered tools like iwocaChat using Claude, migrating business logic out of the Django monolith into independently deployable services, and reworking inbox messaging to automate frequent customer service enquiries.

Key Responsibilities

Take the lead on complex technical projects spanning multiple systems and stakeholders, such as CRM, telephony, contact, and task management.
Build a strong understanding of business context to understand how operations teams work and what users need from internal systems.
Perform detailed technical scoping and prototyping to evaluate idea feasibility before roadmap inclusion.
Tackle complex coding and architecture challenges characterized by ambiguity and technical complexity.
Write fluent technical documents and developer tickets that distill product requirements into actionable technical work.
Cultivate strong relationships with stakeholders across Operations Strategy, Credit Analysts, Account Managers, and Collections teams.
Mentor junior developers, foster a learning environment, and share new technologies and best practices across the team and company.

Requirements

Experience developing and owning shared back-end services that other engineering teams contribute to and depend on, acting as a trusted reviewer.
Experience building and shaping distributed systems within complex business domains.
Proven ability to translate complex operational needs into robust technical architecture.
Strong capability using AI tools to automate routine tasks and research, enabling focus on complex system architecture and critical technical decision-making.
Daily use of AI tools like Cursor or Claude Code to manage boilerplate and research in favor of high-stakes architectural decisions.

Nice to Have

Commercial experience with Python frameworks like Django.
Familiarity with front-end technologies including React, TypeScript, and browser debugging.
Experience working with complex data architectures, such as event-sourced data models.

Skills and Tools

Python
React
TypeScript
Django
Distributed Systems
AI Tools (Cursor, Claude, Claude Code)
Event-Sourced Data Models

Salary and Benefits

Competitive salary ranging from £80,000 to £110,000 per year, benchmarked against market rates with quarterly performance and salary reviews.
Flexible working hours and a hybrid office setup in London with drinks and snacks.
Medical insurance from Vitality with discounted gym membership, plus a private GP service for the employee, partner, and dependents.
Choice between a dedicated dental plan or a health cash plan reimbursing everyday medical expenses.
25 days of annual leave, an extra day off for a birthday, the option to buy or sell up to five additional days, and unlimited unpaid leave.
A one-month fully paid sabbatical after four years of service.
Instant access to external counselling and therapy sessions for mental health support.
3% pension contributions on total earnings and an employee equity incentive scheme.
Generous parental leave, nursery tax benefit scheme, electric car scheme, and cycle-to-work scheme.
Two company retreats per year with past destinations including France, Italy, and Spain.
Dedicated learning and development budget, company-wide talks, and access to platforms like Treehouse.

About the Company

Small businesses require fast, flexible, and responsive finance to handle cash flow pressures and growth opportunities. iwoca was built to provide smart technology, data science, and customer service to help business owners act with confidence and control. Having already funded over £4 billion for 100,000 businesses, the company mission supports one million SMEs in their defining moments. The internal culture prioritizes independent thinking, evidence-based decisions, learning, growth, and the integration of advanced AI models to work faster and better.

How to Apply

To apply for this position, please visit the official iwoca careers page to submit your application along with your salary goals.

Skills and tech stack

Questions candidates ask

What is the salary range for the Senior Back End Engineer role?

The salary range for this position is £80,000 to £110,000 per year, with quarterly performance and salary reviews.

Where is this job located?

This is a hybrid role based in London, requiring time in the office 1 to 2 days per week.

What experience with AI is required?

Candidates must have strong capability using AI tools like Cursor or Claude Code in their daily flow to automate routine tasks and research, allowing them to focus on complex system architecture.

What technical skills are nice to have?

Bonus qualifications include commercial experience with Python frameworks like Django, familiarity with React, TypeScript, and browser debugging, and experience with event-sourced data models.

What benefits are provided regarding time off?

Employees receive 25 days of holiday per year, an extra day off for their birthday, the option to buy or sell up to five additional days of leave, unlimited unpaid leave, and a one-month fully paid sabbatical after four years.

Ready to apply?

The application is on the official iwoca careers page.

Apply on company site