Role Overview
Tide is seeking a Vice President of Engineering to lead the technology organisation behind Ongoing Monitoring for the United Kingdom and global markets. This leadership position reports directly to the Chief Data and Technology Officer and suits an experienced technology leader with a strong background in real-time decisioning and risk platforms.
Key Responsibilities
Establish the engineering strategy for fraud, financial crime, and ongoing monitoring platforms across the company.
Direct engineering teams spanning backend, frontend, data science, machine learning engineering, and analytics engineering, with a primary base in Hyderabad and product leadership split between Hyderabad and London.
Guide managers and senior engineers while developing the internal leadership pipeline.
Partner with stakeholders across risk, operations, business, design, product, and engineering functions.
Manage the Decision Engine and Decision Intelligence Platform as centralized capabilities to unify domestic and international payment flows.
Supervise the end-to-end model lifecycle, spanning from development and backtesting to shadow deployment, staged rollout, and live production performance monitoring.
Scale agentic artificial intelligence inside regulated workflows by migrating monitoring agents onto shared infrastructure and maintaining strict governance frameworks.
Drive tangible risk and efficiency results, including reduced fraud losses, increased automated alert throughput, and a lower ongoing monitoring cost per member.
Formulate an operating model that unites first line operations, second line risk and compliance, payments and acquiring engineering, KYX, AI platforms, and data science leadership under a single roadmap.
Apply architectural principles to build solutions once, deploy them globally, and keep market-specific logic properly isolated.
Requirements
Demonstrated experience leading engineering organizations within fraud, financial crime, risk, or other real-time decisioning domains.
Proven history of turning platform investments into measurable outcomes regarding fraud detection and mitigation, unit economics reduction, and workflow automation.
Practical background in taking machine learning from development into production at scale, owning post-launch model performance, and enabling fast iteration of model development.
Experience operating inside regulated environments alongside second line risk and compliance functions and regulatory bodies.
Strong judgment covering organizational design, delivery, platform strategy, data architecture, and technical quality.
Capability to guide distributed teams across multiple markets and align various functions behind a single roadmap, operating model, and priority set.
Nice to Have
Prior experience deploying artificial intelligence or agentic systems inside regulated workflows, accompanied by a clear perspective on governance, evaluation, and human oversight.
Skills and Tools
Backend engineering
Frontend engineering
Data science
Machine learning engineering
Analytics engineering
Real-time decisioning platforms
Decision Engine and Decision Intelligence tools
Agentic AI systems and governance frameworks
Salary and Benefits
Competitive salary and share options
Generous annual leave in addition to bank holidays
Paid parental leave covering maternity, paternity, and adoption
Sabbatical options featuring extended unpaid and paid leave following milestone years
Access to salary sacrifice benefits, including nursery discounts and Cycle to Work programs
Comprehensive private family health insurance
Comprehensive accidental and life insurance protection
Mental wellbeing support, including therapy sessions, courses, meditations, and workshops
Pension scheme to build retirement funds faster on eligible earnings
Paid annual volunteering and personal development days
Annual learning and development budget for books, courses, and coaching
Work Outside the Office policy allowing remote work from abroad for up to 90 days annually
Home office setup contribution
Laptop ownership program providing regular replacements while keeping older devices
Daily breakfast spread along with all-day coffee, tea, and juices
About the Company
Tide helps small and medium-sized enterprises save time and money by offering business accounts, banking services, and connected administrative solutions ranging from invoicing to accounting. Transforming the small business banking market, the organisation supports over two million members globally across the UK, India, Germany, and France. Tide has raised over $300 million in funding and employs more than 2,800 people globally. The company maintains offices in Central London, a member support and technology centre in Sofia, technology centres in Serbia, Romania, Lithuania, and Hyderabad, alongside offices in Gurugram, New Delhi, Berlin, Paris, and Luxembourg. Tide has earned a Great Place to Work certification for three consecutive years and ranks among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026.
How to Apply
Submit your application exclusively through the official Tide careers page.
