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Pricing Data Scientist

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Salary
Not listed
Job type
Full-time
Work mode
Remote
Posted
21 Sept 2026
Status
Open · checked 8d ago

About this role

The Pricing Data Scientist role at Affordable Car & Home Insurance is a hybrid position based in London, offering a unique opportunity for data professionals to drive financial growth and business strategy. This role suits proactive, commercially minded experts who want to build advanced in-house pricing models and shape the future of a unicorn financial services provider.

Role Overview

Operating within the pricing department and reporting directly to the Pricing Data Science Manager, this position focuses on managing loss ratios, optimizing brokers, and hitting company growth targets. The team operates differently from standard corporate pricing units, emphasizing high-frequency rate changes, rapid execution, and modern data science techniques rather than repetitive tasks. Professionals joining this team receive access to massive datasets, rich third-party API integrations, and the autonomy to test creative ideas with strong leadership support.

Key Responsibilities

Analyze deep quote, policy, and claims data to discover actionable insights that improve pricing strategies.
Take full ownership of strategic pricing initiatives, including company expansion plans and protecting renewing customers.
Perform comprehensive claims analysis and modeling using Python and SQL.
Execute price optimization modeling using Python and related tools.
Build and deploy advanced models directly into APIs to support real-time pricing systems.
Discover and evaluate external data sources to refine claims risk assessments.
Collaborate closely with engineering and machine learning engineering teams to roll out pricing proposals.
Deliver essential pricing support for the upcoming launch of multiple new products.

Requirements

At least 3 years of professional experience working in a data-driven or commercial environment.
Demonstrated ability to interrogate data and run pricing analyses utilizing SQL and Python or R.
Proven capability to construct GLMs, GBMs, and various claims models inside Python or R.
A proactive mindset focused on identifying and delivering new business opportunities.
Strong commercial awareness with the ability to use models as practical tools for real-world impact.
Excellent communication skills to explain complex data concepts simply to non-technical stakeholders.

Skills and Tools

Python
SQL
R
GLMs and GBMs
APIs and Real-time Pricing Models

Salary and Benefits

Performance-rewarded bonus scheme
Private medical insurance through Vitality and mental health support via Oliva
Personal learning budget along with 2 dedicated learning and development days every year
Monthly flexible benefits budget to spend according to personal preference
25 days of annual paid holiday plus standard bank holidays
Four weeks of Work From Anywhere flexibility per year
Visa sponsorship availability for qualifying candidates

About the Company

Affordable Car & Home Insurance, operating as Marshmallow, launched in 2017 with a mission to make migration easy and has since expanded to over 700 employees. The company achieved unicorn status, raised approximately £140 million across multiple funding rounds, achieved profitability, and insured millions of drivers. Marshmallow fosters a collaborative, autonomous work environment where curious and tenacious individuals work together to build one of the largest financial services providers globally.

How to Apply

Candidates interested in this position should apply directly on the official company careers page.

Skills and tech stack

Questions candidates ask

Where is the Pricing Data Scientist role located?

The role is based in London with a hybrid working model requiring 2 to 3 days in the office per week.

What technical skills are required for this job?

Applicants must be able to interrogate data and conduct pricing analysis within SQL and Python or R, as well as build GLMs, GBMs, and claims models.

How much experience is needed to apply?

Candidates must have at least 3 years of experience working in a data-driven or commercial role.

What benefits are provided with this position?

Benefits include a performance bonus, Vitality private medical insurance, Oliva mental health support, a personal learning budget, flexible benefits, 25 days holiday plus bank holidays, and 4 weeks of Work From Anywhere per year.

Is visa sponsorship available?

Yes, visa sponsorship is available for this position.

Ready to apply?

The application is on the official Affordable Car & Home Insurance careers page.

Apply on company site