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Fraud Strategy - Authentication

OnePayUnited States (Remote)Risk
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Salary
$140K - $170K USD
Job type
Full-time
Work mode
Remote
Posted
30 Jul 2026
Status
Open · checked 7d ago

About this role

Role Overview

The Fraud Strategy - Authentication position at OnePay is a remote, full-time role based in the United States that suits an analytical professional with a background in authentication risk. This position centers on minimizing fraud losses from account takeovers and scams while optimizing the customer experience during authentication processes.

Key Responsibilities

Build and maintain data-driven strategies to prevent fraud losses resulting from social engineering, scams, and account takeovers.
Design and execute the authentication roadmap covering analytics, operational workflows, and detection tools.
Analyze portfolio behavior using specialized tooling to identify emerging or shifting fraud patterns.
Calibrate authentication monitoring and alert logic to ensure timely coverage of major loss vectors.
Integrate artificial intelligence and machine learning capabilities directly into risk workflows to automate processes and elevate detection outcomes.
Develop graph and network analysis strategies to detect collusive fraud rings while reducing false positives for legitimate users.
Coordinate with product, technology, operations, and anti-money laundering teams to triage authentication security incidents.

Requirements

At least 5 years of professional experience directly managing authentication risk strategies such as login risk, account recovery, and profile management.
Deep domain expertise regarding the tactics and tooling utilized by bad actors during targeted authentication attacks.
Proven ability to leverage AI technologies, including prompt engineering and large language models, to enhance fraud operations.
Strong communication skills capable of breaking down complex operational concepts for diverse teams.

Skills and Tools

Python
SQL
Databricks
Large Language Models and AI Workflow Automation
Network and Graph Analysis Tools

Salary and Benefits

Annual base salary range between $140,000 and $170,000 paid in USD.
Comprehensive benefits effective on day one of employment.
Generous early-stage startup stock option packages.
Flexible time off policies covering vacation, sick leave, paid parental leave, and paid caregiver leave.
Retirement savings plan with a 401(k) match.

About the Company

OnePay operates as a consumer financial technology platform uniting banking, credit, lending, investing, and savings into a single application. The organization partners with frontline employers and gig platforms to deliver embedded financial services to millions of workers across the nation. Backed by Walmart and Ribbit Capital, the company maintains a rapid pace focused on solving systemic flaws in traditional banking.

How to Apply

Interested candidates should submit their application directly through the official OnePay careers website to be considered for the position.

Skills and tech stack

Questions candidates ask

Is this position fully remote?

Yes, this role is remote-friendly and can be performed from anywhere within the United States, with office options also available depending on preference.

What is the salary range for the Fraud Strategy role?

The position offers an annual salary between $140,000 and $170,000 paid in USD.

How many years of experience are required?

Candidates must have at least 5 years of direct experience managing authentication risk strategies.

What technical skills are needed for the job?

Applicants are required to be proficient in SQL and Python, alongside experience with data analytics platforms like Databricks and AI-driven workflow tools.

What benefits are provided by OnePay?

Employees receive day-one benefits, competitive cash compensation, stock options in an early-stage startup, a 401(k) plan with match, and flexible time off including parental and caregiver leave.

Ready to apply?

The application is on the official OnePay careers page.

Apply on company site