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AI Research Intern

OnePayUnited States (Remote)Data
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Salary
$32 per hour
Job type
Internship
Work mode
Remote
Posted
21 Sept 2026
Status
Open · checked 9d ago

About this role

Role Overview

The AI Research Intern position at OnePay is a full-time, 8-week summer internship based out of the New York City office, offering candidates the opportunity to research and prototype transformer and graph-based foundation models. This role suits a final-year graduate student looking to gain hands-on machine learning experience in a fast-paced fintech environment.

Key Responsibilities

Research, design, and train foundation models utilizing customer, transaction, and merchant data with transformer or graph-based architectures.
Conduct rigorous experiments, evaluate outcomes, and develop a working prototype demonstrating the proposed approach.
Collaborate closely with product, engineering, and analytics teams to support customer experience and business goals.
Participate in an 8-week full-time program running from June 21 through August 13, 2027, working in the New York City office at least 3 to 4 days a week.

Requirements

Enrolled as a final-year master's or PhD student majoring in Engineering or a related field, with an expected graduation date in Fall 2027 or Spring 2028.
Deep understanding of neural network fundamentals, including backpropagation, attention mechanisms, embeddings, optimization, and training dynamics.
Practical experience implementing, training, or fine-tuning models using PyTorch or an equivalent framework through research, coursework, or personal projects.
Completion of at least one prior internship in research, machine learning, or software engineering, or substantial academic and personal projects.
Proactive, collaborative, and organized mindset with strong critical thinking and problem-solving skills.

Nice to Have

Familiarity with transformer-based foundation model architectures, covering pre-training, fine-tuning, inference, and methodological tradeoffs.
Exposure to graph-based learning or graph foundation models such as GNNs, message passing, or graph-structured representation learning.
Academic coursework or projects focused on Large Language Models or Generative AI.
Previous research output including publications, workshop papers, or open-source contributions.

Skills and Tools

PyTorch
Deep Learning and Neural Networks
Transformer and Graph-Based Architectures
Machine Learning Research and Experimentation

Salary and Benefits

Hourly compensation of $32 USD per hour.
Early access to a high-potential, high-growth fintech platform.
Hands-on experience building product-ready technology.
Access to the New York City SoHo office.
Opportunities for professional development and team social outings.

About the Company

OnePay is a consumer fintech platform providing banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto services to millions of Americans. Backed by Walmart and Ribbit Capital, the company also partners with employers and gig platforms to deliver embedded financial services to frontline workers. OnePay operates with high urgency and values low ego, driven team members who are ready to run.

How to Apply

Interested candidates should visit the official OnePay careers page to submit their application.

Skills and tech stack

PyTorchDeep LearningMachine LearningFine-tuningGenerative AI

Questions candidates ask

What are the dates for the AI Research Intern program?

The program runs full-time from June 21 to August 13, 2027, spanning 8 weeks.

Where is the internship located?

The internship requires working in the New York City office at least 3 to 4 days a week throughout the program.

Who is eligible to apply for this internship?

Final-year master's or PhD students majoring in Engineering or a related field, graduating in Fall 2027 or Spring 2028, are eligible.

What is the hourly pay for this role?

The position pays $32 USD per hour.

Does OnePay offer visa sponsorship for this position?

No, OnePay will not sponsor applicants who need employment-sponsored visas for this position, and future sponsorship is not considered.

Ready to apply?

The application is on the official OnePay careers page.

Apply on company site