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Staff Data Scientist

Zip Co LimitedUnited StatesEngineering
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Salary
$192K - $240K.
Job type
Full-time
Experience
Senior · 7+ yrs
Posted
7 Oct 2026
Status
Open · checked 7d ago

About this role

This role suits an experienced quantitative professional with financial services expertise who wants to lead machine learning initiatives for new financial products in the United States. The Staff Data Scientist position at Zip Co Limited is a remote-first opportunity with an option to work from the Manhattan office.

Role Overview

Zip Co Limited is seeking a Staff Data Scientist to own analytical strategy and build foundational machine learning and artificial intelligence solutions. This greenfield opportunity involves designing new models using bank transaction data to support financial products like cash advances and rent advances. The position requires mentoring junior team members, experimenting independently, and collaborating with engineering teams to productionize scalable solutions.

Key Responsibilities

Own analytical strategy and product analytics for the company smoothing initiative, guiding product strategy, investment decisions, and risk trade-offs.
Design, build, implement, and scale machine learning and AI models utilizing bank transaction data and other sources.
Provide technical direction and mentorship to junior data scientists while retaining accountability for project outcomes.
Conduct rapid experimentation and establish clear evaluation frameworks and decision criteria for model deployment.
Collaborate with engineering teams to integrate models into stable production environments and communicate technical trade-offs to senior stakeholders.
Build models that balance risk mitigation with profitable business growth.

Requirements

Advanced degree in a quantitative field such as mathematics, physics, social science, or computer science.
Minimum of 7 years of data science experience, which can include PhD work.
Minimum of 4 years of data science experience specifically within financial services.
Proficiency in Python and SQL.
Experience working with cashflow data, neural networks, large language models, and generative AI.
Proven track record of managing large-scale projects end-to-end with strong problem-solving skills.

Nice to Have

Hands-on experience with Spark or PySpark.
Experience working with credit risk or fraud risk.
PhD degree.

Skills and Tools

Python
SQL
Spark
PySpark
Neural Networks
Large Language Models
Generative AI
Cashflow Data Platforms

Salary and Benefits

Annual base salary range of $192,000 to $240,000.
Incentive programs, bonuses, and commission awards.
Flexible working culture with remote-first options and unlimited paid time off.
Employer-sponsored insurance choices with 100% covered options for employees and dependents.
Company-sponsored 401(k) match.
Paid parental leave and family support policies.
Learning and wellness subscription stipend.

About the Company

Zip Co Limited is a digital financial services company offering innovative, people-centered products including point-of-sale credit and digital payment services. Operating across Australia, New Zealand, and the United States, the organization connects millions of customers with a global network of tens of thousands of merchants.

How to Apply

Interested candidates should apply directly on the official company careers page.

Skills and tech stack

Questions candidates ask

Is this position remote?

Yes, this is a remote-first opportunity for United States-based employees, with an optional workspace available in the Manhattan office.

What is the salary range for the Staff Data Scientist role?

The annual base pay range is $192,000 to $240,000, determined by individual factors such as knowledge, skills, experience, and location.

What level of experience is required?

Candidates must have at least 7 years of experience in data science, including 4 years specifically in financial services.

Is visa sponsorship available?

No, visa sponsorship is not available for this position.

What technical skills are needed?

Proficiency in Python and SQL is required, alongside experience with neural networks, large language models, generative AI, and cashflow data.

Ready to apply?

The application is on the official Zip Co Limited careers page.

Apply on company site