Zip Co Limited

Zip Co Limited is a digital financial services company founded in 2013 by Larry Diamond and Peter Gray. The company serves millions of customers across core markets including the United States, Australia, and New Zealand, providing flexible credit, cashflow, everyday spend, lending, merchant point-of-sale credit, and digital payment solutions. Zip focuses on accessibility, transparency, security, and responsibility to help customers manage their money and support merchant growth.

In its technology and artificial intelligence initiatives, Zip builds production AI systems, customer-facing AI experiences such as Zia, internal agents, and AI-powered workflows that integrate models, tool calling, retrieval, and decision orchestration. The company leverages bank transaction data and other sources to build machine learning and artificial intelligence solutions that power new product capabilities and financial services.

The open roles indicate that Zip is building engineering and data science teams focused on AI platforms, model selection, orchestration, and machine learning infrastructure. Current openings include Staff Data Scientist and Senior AI Engineer positions located in the United States. These roles are remote-first for US-based employees, with an option to work in-person out of the Manhattan office, and require senior technical experience to design, build, and scale production-grade AI and machine learning capabilities.