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Senior Transaction Monitoring Framework Specialist

PleoMadridLegal
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Salary
Not listed
Job type
Full-time
Work mode
Remote
Posted
4 Sept 2026
Status
Open · checked 7d ago

About this role

The Senior Transaction Monitoring Framework Specialist position at Pleo in Madrid offers an exciting opportunity for an experienced professional to shape the future of financial crime prevention. This role suits a driven builder and problem-solver ready to drive impactful change within transaction surveillance and fraud frameworks in a hybrid working environment.

Role Overview

Pleo seeks a Senior Transaction Monitoring and Fraud Framework Specialist to join the first line of defence. Operating within the Financial Crime Framework and Innovation team, this role acts as the architect for defense strategies across transaction surveillance and fraud. The position emphasizes leading innovation and integrating artificial intelligence into how the organization detects, investigates, and prevents financial crime, all while balancing customer experience, operational efficiency, and risk management.

Key Responsibilities

Drive innovation in transaction monitoring and fraud by identifying high-impact areas for automation, rule optimization, and AI-assisted workflows.
Manage end-to-end delivery projects from discovery to rollout, coordinating across first and second lines of defence, operations, product, engineering, and data.
Build and maintain financial crime frameworks, controls, and operating procedures that scale alongside the company.
Collaborate with engineering teams to develop, deploy, and manage surveillance and fraud rules, including performance monitoring and drift detection.
Integrate AI tools responsibly to improve alert triage, case prioritization, investigation quality, and root cause analysis.
Translate data insights from transaction alerts and fraud cases into actionable framework improvements to reduce false positives and cover complex typologies.
File Suspicious Activity Reports for all EEA customers.
Serve as the internal subject matter expert on transaction monitoring, fraud, and regulatory developments such as AML and CTF.

Requirements

Significant background in designing and improving transaction monitoring and fraud frameworks, controls, and operating models in high-volume or scaling settings.
Demonstrable history of leading innovation initiatives with measurable outcomes in transaction monitoring or AI-enabled workflows.
Experience managing change projects, cross-functional stakeholders, delivery planning, and prioritization.
Hands-on data capability to interpret performance metrics, investigate root causes, and translate findings into control enhancements.
Understanding of practical governance requirements for automated and AI-enabled controls, including explainability, documentation, and audit readiness.
Clear communication skills capable of translating complex financial crime concepts for technical and non-technical audiences.
Expertise in transaction monitoring and fraud, with preferred knowledge in general KYC.

Skills and Tools

Transaction monitoring framework design and optimization
Fraud detection and prevention strategies
AI-assisted investigation workflows and automation
Data analysis and performance metric interpretation
Cross-functional project management and stakeholder coordination
Regulatory compliance including AML, CTF, and SAR filing
AI governance, risk acceptance, and control testing

Salary and Benefits

Access to a personal Pleo card to eliminate out-of-pocket spending
Lunch provisions including catered meals or a local office lunch allowance
Comprehensive private healthcare options such as Vitality, Alan, or Médis depending on location
25 days of annual holiday plus public holidays
Hybrid working flexibility
Free mental health and well-being support through MyndUp
Paid parental leave supporting families

About the Company

Pleo builds innovative spend solutions designed to make money management seamless, effective, and empowering for finance teams and employees. Celebrating a decade of success, the organization supports over 40,000 customers with a diverse team of more than 850 people spanning over 100 nationalities, all dedicated to transforming the future of business spending.

How to Apply

Interested candidates should submit their application in English directly through the official Pleo careers page.

Questions candidates ask

What are the primary responsibilities of this role?

The specialist designs and maintains transaction monitoring and fraud frameworks, leads innovation through AI integration, manages cross-functional delivery projects, optimizes detection rules, and files SARs for EEA customers.

Where is this position located?

This role is based in Madrid with hybrid or in-person setup options available, requiring the candidate to be physically based in the country with a valid right to work.

What qualifications are required for applicants?

Applicants need significant experience in transaction monitoring and fraud framework design within scaling environments, a track record of leading innovation, strong data interpretation skills, and knowledge of AI governance and financial crime regulations.

What benefits does Pleo offer employees?

Benefits include a personal Pleo card, lunch allowances or catered meals, comprehensive private healthcare, 25 days of holiday plus public holidays, hybrid work options, free mental health support via MyndUp, and paid parental leave.

How should I submit my application?

Applications must be submitted in English directly through the official Pleo careers page.

Ready to apply?

The application is on the official Pleo careers page.

Apply on company site