About this role
The Risk Portfolio Management and Strategic Programs team at BILL builds frameworks, partnerships, and programs to help the risk organization execute at scale and protect hundreds of thousands of SMBs. As a Risk Data Analyst, the chosen candidate will support program and vendor management coordination, build operating frameworks that leverage AI tooling and automation, and manage individual project trackers for strategic execution. This person will collaborate directly with cross-functional partners to translate strategic priorities into measurable outcomes across credit, fraud, and reputational risk domains. An ideal candidate brings strong analytical skills, experience in risk or program management within financial services, and a practical curiosity about deploying AI assistants to reduce manual workflows.
What you will do
- Own the development and execution of individual strategic portfolio plans by applying statistical and analytical techniques to project data.
- Formulate and maintain operating frameworks while experimenting with AI-assisted tools and workflow integrations to improve team efficiency.
- Design high-quality, advanced dashboards in visual tools to drive insights for project sponsors and leadership.
- Manage third-party vendor relationships by tracking performance metrics, conducting evaluations, monitoring ROI, and overseeing budget lines.
- Drive alignment across risk initiatives by maintaining project trackers, defining timelines, and communicating recommendations to cross-functional stakeholders.
- Partner with risk analysts and data scientists to formulate data-driven control strategy recommendations.
- Oversee governance and audit documentation processes to ensure programs and vendor items are rigorously tracked and reported.
What you need
- Minimum of 2 years of experience in risk management, portfolio analytics, program management, or a related field within financial services, ecommerce, or fintech.
- Demonstrated experience managing medium-scale, cross-functional programs or workstreams with autonomy over deliverables and timelines.
- Hands-on experience managing third-party vendor relationships, including tracking performance measurement and reviewing ROI.
- Strong working knowledge of payment products and risk management principles across credit, fraud, or reputational risk domains.
- Ability to distill complex data insights into clear recommendations and structured presentations for multi-level audiences.
Nice to have
- Experience evaluating or deploying AI and automation tooling to optimize risk or operations functions.
- Proficiency in SQL, Python, or R for independent data collection and portfolio analysis.
- Lean Six Sigma Green Belt certification or similar continuous improvement framework experience.
- Bachelor's or Master's degree in Business Administration, Finance, Computer Science, Economics, Mathematics, or a related field.
Benefits
- 100% paid employee health, dental, and vision plans
- HSA & FSA accounts
- Life Insurance, Long & Short-term disability coverage
- Employee Assistance Program
- 11+ Observed holidays, wellness days, and flexible time off
- Employee Stock Purchase Program with employee discounts
Skills and tech stack
Questions candidates ask
What is the remote work policy?
BILL is remote-first, with office spaces in San Jose, California and Draper, Utah, and opportunities to connect in person when it counts.
What is the salary range for this role?
The salary ranges are based on geographic zones, with Zone 1 ranging from $112,400 to $135,000 USD, Zone 2 from $101,200 to $121,500 USD, and Zone 3 from $95,500 to $114,800 USD.
Is visa sponsorship available for this position?
This position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future.