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Data Scientist, Risk

ImprintRemoteCredit & Risk
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Salary
$170K - $200K USD
Job type
Full-time
Work mode
Remote
Posted
12 Jun 2026
Status
Open · checked 7d ago

About this role

Imprint is seeking an experienced remote Data Scientist, Risk to own and improve the top-of-funnel credit decisioning pipeline for its modern financial products. This full-time role suits a quantitative expert with a background in fintech who wants to balance growth with responsible risk management.

Role Overview

The Risk team at Imprint is responsible for making smarter, faster credit decisions that balance growth with responsible risk management. As a Data Scientist, Risk, you will own the modeling powering Imprint's top-of-funnel credit decisioning—from application intake through approval—across every acquisition channel. Your primary focus will be improving approval rates while maintaining credit quality by building better underwriting models, designing policy experiments, and uncovering safe segments for credit expansion.

Key Responsibilities

Own and improve the full top-of-funnel credit decisioning pipeline, including application scoring, policy rules, decline waterfalls, and approval rate optimization across multiple acquisition channels.
Build and iterate on underwriting, targeting, and segmentation models that expand safe approvals and improve channel-level acquisition quality.
Design and analyze A/B tests and champion/challenger experiments on credit policies with structured readouts.
Build channel-level performance models connecting application volume to downstream economics like approval rates, expected losses, LTV, CAC, and contribution profit.
Design and build agentic workflows and AI-powered monitoring systems that autonomously detect approval rate anomalies and recommend policy adjustments.
Partner directly with Credit Strategy, Product, Engineering, and Marketing to develop targeting criteria for emerging channels.

Requirements

5 to 8+ years of experience in data science, risk analytics, or a related quantitative field, ideally at a high-growth startup or fintech company.
Strong Python and SQL skills for building models, transforming raw data, and creating custom datasets.
Experience building credit risk or targeting models in a regulated environment.
Deep understanding of statistical inference, experimentation design, and causal analysis.
Comfort with AI tools and AI-native workflows to accelerate work and build AI-powered analytical systems.
Full-stack problem-solving orientation with the ability to present complex findings to technical and non-technical audiences.

Nice to Have

Experience with credit card underwriting, lending, or consumer credit products.
Familiarity with credit bureau data and alternative data sources.
Experience building or scaling experimentation infrastructure for credit policy testing.
Exposure to fraud detection, KYC/IDV workflows, or application fraud models.
Understanding of acquisition channel economics and LTV modeling.

Skills and Tools

Python and SQL
Snowflake data warehousing
AWS infrastructure
Dashboarding and monitoring tools

Salary and Benefits

Competitive compensation ranging from $170,000 to $200,000 USD per year and equity packages.
Leading configured work computers of choice.
Flexible paid time off.
Fully covered, high-quality healthcare, including dependent coverage, One Medical access, and optional FSA.
20 weeks of paid parental leave for primary caregivers and 8 weeks for all new parents.

About the Company

Imprint helps the world's best brands grow the lifetime value of their customers by rebuilding co-branded credit cards to be smarter, more rewarding, and brand-first. Backed by investors like Kleiner Perkins, Thrive Capital, Ribbit, and Khosla Ventures, Imprint combines advanced payments infrastructure, intelligent underwriting, and deep customer data.

How to Apply

Candidates should visit the official Imprint careers page to apply for this remote position.

Skills and tech stack

PythonSQLAWSSnowflake

Questions candidates ask

What is the salary range for the Data Scientist, Risk role?

The salary range for this position is $170,000 to $200,000 USD per year.

Is this position remote?

Yes, this is a fully remote position.

What technical skills are required?

Candidates must have strong Python and SQL skills, along with experience in data science, risk analytics, or predictive modeling in a regulated environment.

What level of experience is expected?

The role requires 5 to 8+ years of experience in data science, risk analytics, or a related quantitative field.

What tools and technologies are used in the stack?

The technology stack includes Python, SQL, Snowflake for data warehousing, AWS infrastructure, and various dashboarding and monitoring tools.

Ready to apply?

The application is on the official Imprint careers page.

Apply on company site