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Backend Software Engineer - AI Finance Agent

bjakcareerUnited KingdomEngineering
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Salary
Not listed
Job type
Full-time
Work mode
Remote
Experience
Mid · 3+ yrs
Posted
1 Oct 2026
Status
Open · checked 7d ago

About this role

Backend Software Engineer - AI Finance Agent is a hybrid role based in the United Kingdom that involves developing the core systems for an artificial intelligence neobank application. This position suits experienced backend developers who want to create scalable financial infrastructure and applications across multiple regulated markets.

Role Overview

The position requires building backend services, application programming interfaces, and automated workflows to support financial products such as insurance, payments, wallets, savings, and investments. The professional in this role will design reliable architectures for user accounts, transaction processing, third-party integrations, and operational reconciliation.

Key Responsibilities

Construct backend services, application programming interfaces, and workflows for the artificial intelligence neobank application.
Support various consumer offerings including insurance, payments, digital wallets, savings, investing, and travel services.
Design dependable systems handling user profiles, financial transactions, partner integrations, data reconciliation, and operational notifications.
Collaborate closely with product management and mobile development teams to release customer-facing features rapidly.
Connect external systems with banking institutions, payment gateways, insurance providers, and data vendors.
Enhance overall system reliability, monitoring observability, security measures, and execution performance.
Construct practical, auditable systems prepared for deployment in strictly regulated financial environments.

Requirements

Minimum of three years of professional backend engineering experience.
Solid foundational knowledge covering application programming interfaces, databases, system design, and production-level debugging.
Demonstrated background in creating scalable services and integrating third-party systems.
Comprehensive understanding of cybersecurity, system reliability, data quality standards, and operational edge cases.
Capability to balance execution speed, software quality, and associated risks pragmatically.
Effective cross-functional collaboration skills involving product, mobile, operations, and business units.
Proficiency in English communication, as it serves as the primary language across global teams.
Ability to work from the United Kingdom office for a minimum of three days per week.

Nice to Have

Prior work experience in fintech, payment processing, insurance, lending, banking, or other regulated product environments.

Skills and Tools

Application Programming Interfaces (APIs)
Databases
System Design
Production Debugging
Third-party Integrations
Security and Monitoring Tools

About the Company

Bjak operates a leading digital platform originating in 2019 that focuses on personal finance, insurance, and money management services across Southeast Asia. The organization employs a globally distributed workforce comprising over twenty nationalities across various offices and remote locations.

How to Apply

Interested candidates should visit the official company careers page to submit their application.

Questions candidates ask

Where is this job located?

This position is based in the United Kingdom and operates on a hybrid schedule requiring at least three days per week in the UK office.

How many years of experience are required?

Candidates must have at least three years of backend engineering experience.

What is the interview process like?

The evaluation process includes an online assessment or practical task, a technical interview, and a CEO or final round.

Is remote work permitted?

The role is hybrid, requiring physical presence in the United Kingdom office for a minimum of three days each week.

What language proficiency is necessary?

Strong English communication skills are required because English is the main working language across all global teams.

Ready to apply?

The application is on the official bjakcareer careers page.

Apply on company site