Upgrade

Upgrade builds financial products such as personal loans, credit cards, mobile banking, rewards checking, savings accounts, and buy now, pay later options to help consumers manage debt and avoid revolving credit card fees. It serves millions of customers seeking alternatives to traditional banking. The company engages in artificial intelligence and machine learning by developing machine learning algorithms and statistical models for credit risk, fraud detection, pricing, and customer segmentation, alongside shaping the end-to-end experience of an artificial intelligence agent and working on new artificial intelligence initiatives.

Open roles indicate that Upgrade is building teams across product design and data science functions. The current job openings include a Senior Data Scientist for the Flex Pay sector and a Senior Product Designer for Growth. These roles are based in the San Francisco office on a hybrid schedule, requiring employees to come into the office on specific days of the week such as Tuesdays and Thursdays for the design role and Wednesdays and Thursdays for the data science role. The open positions require experienced professionals with advanced quantitative degrees or specialized design backgrounds.